Exceptional Dentistry Should Never Feel Out of Reach
At Richard J. Garcia, DMD Aesthetic Dentistry, we hold a simple belief: the quality of your dental care should never be determined by the complexity of your financial situation. Every patient who walks through our doors deserves access to thoughtful, skilled, and genuinely personalized dentistry, and we have structured our practice to make that a reality.
We will provide you with a completed Claim Form to ensure you receive any benefits you’re entitled to. We offer flexible third-party financing options to help make the care you need and the smile you deserve as accessible and attainable as possible. Whether you’re investing in a routine visit, cosmetic enhancements, or a comprehensive smile transformation, we’ll work with you to find a path forward that fits your life and your budget without ever compromising the standard of care you receive.
Our Payment & Dental Insurance Options
We accept most major payment methods, so you can choose what works best for you.
While we aren’t in-network with insurance plans, we will file claims on your behalf to ensure you receive all the benefits you’re entitled to.
Now providing Tap To Pay with Apple Pay
Proceed Finance
Care Credit
Flexible Payment Solutions
Our Third-Party Dental
Our Third-Party Dental
Financing Options
We believe financial concerns shouldn't stop you from getting the care you need. We've partnered with trusted financing providers to give you accessible, flexible options tailored to your budget.
Healthcare Credit
We recommend CareCredit, a healthcare credit card designed to make dental treatments more affordable — so you can get the care you need without delay.
- Covers procedures not included in your dental insurance
- Interest-free short-term payment options (subject to eligibility)
- Low-interest, fixed monthly payments for more extensive procedures
- Flexible financing tailored to your budget and timeline
Patient Financing
Proceed Finance specializes in patient financing. Their mission is making life-changing treatments possible for more people — giving you access to fast, affordable, and fair financing.
- Long terms and competitive rates create affordable payments that fully cover most treatment plans
- Pre-qualify instantly without affecting your credit score
- Full-amount approvals for a wide range of credit quality
- No hidden fees, and fixed-rate loans with easy-to-understand terms